Consumer Credit and Tenancy Consent

**Please note this applies to ALL applicants**

Consumer Credit and Tenancy History Inquiry Consent Form

1 Definitions: Information- The word “Information” means credit information, personal information, and information about the services you use that are provided by the Landlord or Landlord's agent as listed in this rental application and information relating to your tenancy at the Premises applied for in this rental application including information regarding the duration of your tenancy, monthly rent, emergency contacts and any matters relating to your lease/tenancy agreement, including misrepresentations relating to, defaults under and/or breaches of your lease/tenancy agreement or any other matter experienced by the Landlord or Landlord's agent.

“Credit Information” means information about you, including your name, age, date of birth, occupation, place of residence, previous places of residence, occupancy length, marital status, co-occupant’s/spouse’s/same-sex partner’s name and age, number of dependants, particulars of education or professional qualifications, field of employment, places of employment, previous places of employment, employment durations, estimated income, paying habits, outstanding debt obligations, cost of living obligations, involvement in bankruptcy proceedings or landlord and tenant disputes, assets, and banking information (including account and credit card information).

“Personal Information” means information about you including but not limited to credit information that may be relevant to your suitability as a tenant or for the assessment of other applications made by you (e.g. loans, financial, internet, phones, cable) if you have consented to the use of the information for this purpose, and may include: publicly available information obtained from the Internet, news sources or public records, databases and listings; online maps of your address used to verify the address information provided by you; and references (provided by you to the Landlord) concerning your character, reputation, physical or personal characteristics or mode of living or about any other matter or experience concerning you that is relevant to your suitability as a tenant.

Collection, Use and Disclosure of Information:
In consideration for the Landlord or Landlord's agent accepting you as a tenant and entering into a lease/tenancy agreement with you, you expressly consent to and authorize the following:

1. The Landlord or Landlord's agent may obtain Information about you through a tenancy and/or credit report conducted by Rent Check Credit Bureau Ltd. and as permitted or required by law. You expressly authorize Rent Check Credit Bureau Ltd. to provide Information regarding you to The Landlord or Landlord's agent.

2. The Landlord or Landlord's agent may use Information about you to determine your suitability as a tenant as permitted or required by law.

3. The Landlord or Landlord's agent may disclose Credit Information about you to Rent Check Credit Bureau Ltd., as permitted or required by law, for inclusion within a database of rent-roll information and within a tenancy file on you, for purposes of:
• tenancy reporting and credit reporting in accordance with provincial credit and consumer reporting acts;
• establishing a credit history and or rental history;
• maintaining aggregate statistical data for purposes of tenancy and credit scoring; and
• supporting business application approval processing, usability studies and research.

4. You expressly authorize Rent Check Credit Bureau Ltd. to retain positive Credit Information regarding you for the purposes outlined in section 3 above, for up to 20 (twenty) years.

Negative Credit Information shall be maintained on record in accordance with provincial credit and consumer reporting acts.

5. You agree that all statements on this Residential Rental Application are true and you expressly authorize all references given to release information about you to the Landlord or Landlord's agent for verification subject to sections 1 to 5.

6. Rent Check Credit Bureau Ltd. may also disclose your Information to any third party, but only with your prior express consent to do so or where required by law.